CreditGuard

Education & Resource Center

Expert AI guidance on credit terminology, legal strategies, and template selection

Credit Systems Educator

Learn about CFPB, E-OSCAR, Metro 2, and all credit industry terminology

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Library Assistant

Find the right templates, strategies, and legal approaches for your situation

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Quick Reference: When to Use Each Agent

Credit Systems Educator

  • • "What is CFPB and how do I file a complaint?"
  • • "Explain E-OSCAR and why it matters for disputes"
  • • "What are Metro 2 codes and reporting formats?"
  • • "What's the difference between FCRA and FDCPA?"
  • • "What is Method of Verification (MoV)?"
  • • "Explain credit reporting agency vs furnisher vs collector"

Library Assistant

  • • "Which dispute letter should I use?"
  • • "Should I use a standard or aggressive approach?"
  • • "What's the best strategy for this creditor?"
  • • "Show me templates for debt validation"
  • • "Which legal violations should I cite?"
  • • "Help me understand my template options"