CreditGuard

CFPB Complaints

Federal Escalation: File complaints with the Consumer Financial Protection Bureau to escalate unresolved disputes

AI CFPB Specialist

Get personalized guidance on when to escalate, which template to use, what to include in your narrative, and how to strengthen your federal complaint. Our AI specialist is familiar with all 8 pre-built templates and can review your specific dispute situation.

Reviews your dispute timeline & evidence
Recommends best template & timing
Advises on narrative strategy
When to File

• No response within 30–35 days after a legally sufficient dispute.

• “Verified” without providing a lawful Method of Verification.

• Ongoing reporting errors or Metro 2 violations after notice.

• Medical policy violations (e.g., sub-$500 collections still reporting).

How It Works

1) Select your dispute and launch the guided filing wizard.

2) Copy the prepared fields and submit at CFPB.gov.

3) Enter your confirmation number — we’ll track timelines for you.

Stack a BBB complaint on top of the CFPB filing
pressure, not law

The Better Business Bureau has no legal force — it is a public complaint record the company is invited to answer. Filed the same day as your CFPB complaint it adds public pressure and a second, dated account of the same failure. It never replaces the CFPB → State AG → §1681n track.

Select a dispute above to draft its BBB complaint.

Your CFPB Complaints
No CFPB complaints yet. Select a dispute above to begin.