CreditGuard
CFPB Complaints
Federal Escalation: File complaints with the Consumer Financial Protection Bureau for maximum leverage
AI CFPB Specialist
Get personalized guidance on when to escalate, which template to use, what to include in your narrative, and how to maximize the impact of your federal complaint. Our AI specialist knows all 8 pre-built templates and can review your specific dispute situation.
• No response within 30–35 days after a legally sufficient dispute.
• “Verified” without providing a lawful Method of Verification.
• Ongoing reporting errors or Metro 2 violations after notice.
• Medical policy violations (e.g., sub-$500 collections still reporting).
1) Select your dispute and launch the guided filing wizard.
2) Copy the prepared fields and submit at CFPB.gov.
3) Enter your confirmation number — we’ll track timelines for you.